Coverage
Take to the wide road on your motorcycle with the right motorcycle insurance! Whether you ride a bike or a scooter, in the city or on the freeway, with Intact Insurance, you can ride freely knowing you have the right protections.
Programs and add-ons
If you have specific needs or want our most competitive offer, take advantage of our programs and endorsements. To learn more, ask your insurance representative or get a quote.3
My motorcycle & me®
Enjoy great coverage with my motorcycle & me: roadside assistance, $5,000 coverage for accessories and equipment, travel costs coverage after an accident, and more.
Complementary replacement insurance
In the event of a total or partial loss, replace your vehicle or the damaged parts with new ones of the same value.
Complementary liability coverage
Additional liability coverage will protect you for up to $2,000,000.
Discover more coverage
Advice to help you to protect what you care about
FAQ
Yes. Due to the increased chance of motorcycle riders being involved in accidents and filing claims, a motorcycle insurance policy is typically more expensive than a car insurance policy. If you have questions about the cost of your moto insurance premium, don’t hesitate to ask your insurance representative.
Typically, yes. In fact, older bikes are often estimated at a lesser value, hence why the cost of the insurance premium could be lower. In case of damage, replacing the motorcycle could cost less than replacing a recent motorcycle model. Also, since older bikes are often slower and less potent, they pose less of a danger, keeping your motorcycle insurance more affordable than a new motorcycle.
Your motorcycle insurance premium is calculated by a variety of factors. These variables can include:
- The type of motorcycle you drive
- Where you live
- The number of years you’ve been riding a motorcycle
- How frequently you ride your motorcycle
- Motorcycle riding lessons you've taken
- Your motorcycle riding habits
- The type of motorcycle insurance protection you require
To get the right motorcycle insurance for your needs, don’t hesitate to reach out to your insurance representative or request a motorcycle insurance quote.
No. Your motorcycle is not covered under your auto insurance, as they are two separate vehicles. If you own a motorcycle, you need to get a separate insurance policy for it.
We provide insurance coverage for the following categories of motorcycles: standard, custom-built, dual-purpose, cruisers, off-road bikes, and scooters.
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Get a motorcycle insurance quote
City or open road: hit the road with good protections. Find the right motorcycle insurance policy for your needs by getting a motorcycle insurance quote. Getting motorcycle insurance is the first step to protecting your bike.