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Enjoy an enhanced experience and exclusive features in the Intact Insurance app.

Car insurance

Get a personalized car insurance premium with my DriveTM. Safe driving could help you save!

Car insurance

Get a personalized car insurance premium with my DriveTM. Safe driving could help you save!

What kind of car insurance coverage do you need?

No matter what kind of vehicle you are insuring you can choose various levels of coverage, depending on how much protection you want for your car insurance:

  • Collision and Upset coverage protects you from costs to repair damage to your vehicle caused by impact with another vehicle or an object such as a guardrail.
  • "Coverage against perils other than collision or upset", previously called Comprehensive, protects you from costs to repair damage to your vehicle from unexpected situations such as fire, theft, vandalism or natural disasters.
  • All Perils protection combines both of the above coverages.
  • Specific Perils coverage protects your vehicle only against specific dangers, such as theft or attempted theft, some natural disasters, riots or civil disturbances.

Car Insurance Coverage Based on Your Vehicle

Car insurance liability coverage is mandatory for driving in Canada. Beyond that, there are other options to consider for your ideal coverage.

Drive worry-free, with additional auto insurance protection

If you have a good driving record, it’s only natural that you want to protect it. Do you also want to be able to count on a roadside assistance service in case of trouble along the way? Safeguard your good record and drive worry-free with My auto privilege®. This combination of two coverages adds up to peace of mind and confidence on the road.

my DriveTM

Personalize your car insurance premium with my DriveTM*. Get a personalized premium based on how you drive, get tips and insights and access helpful tools in the app to help you become a more informed driver. Let’s take the road together!

*Certain conditions, limitations and exclusions apply. See the Terms of Use for details of the program.

Enjoy discounts and benefits simply for owning an electric or rechargeable hybrid vehicle

For those who help protect and preserve our environment by decreasing their carbon footprints, Intact Insurance is there to help by offering discounts and benefits, so that EV drivers can continue on their way. 

Being green comes with benefits: 

  • Protect both your wallet and the environment: Get up to 20% off your auto insurance premium*
  • Join an EV association: Get 50% off the first year of Association des Véhicules Électriques du Québec (AVÉQ) membership and 20% off the second*
  • Recharge your batteries: Enjoy peace of mind with roadside assistance available to tow you to the nearest charging station if needed**

* Certain conditions, limitations and exclusions apply. See the eligibility conditions for details of this offer.

** Certain conditions, limitations and exclusions apply. This website provides general information only, for policies that include insurance for roadside assistance costs. Your insurance policy prevails at all times.

Get the best value for your money with car insurance and home insurance bundles from Intact Insurance

Synchro Insurance is the perfect marriage between your home insurance and auto insurance. This winning combination gives you superior insurance coverage and up to 15% off your home insurance premium.

Savings and payments on your car insurance

At Intact Insurance, we treat each person as an individual.

We work with local, brokers to offer insurance coverage and premium amounts unique to you. Speak with a broker to help navigate through the different car insurance coverage options to ensure your discounts are built right into the price you pay.

Car Insurance Claims

No one wants to be involved in an accident, but if you need to make a car insurance claim we'll get you through the process as quickly and efficiently as possible.

Discover how we can help with your car insurance claim.

30 Minute Claims Guarantee

When you call Intact Insurance to report a claim, we guarantee that within 30 minutes of answering your call, one of our dedicated claims representatives will start your claim.