Coverage
Home is where your heart is. Get homeowner's insurance coverage to protect what you value the most. With Intact Insurance, you will benefit from protections that fit your lifestyle. Make yourself at home!
Programs and add-ons
If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your broker or get a get a house insurance quote.2
my identityTM
Get access to a 24-hour line to get advice from experts and personalized legal support if you need advice about identity theft, landlord-tenant disputes, family law, employment law and cyber security breaches. It also provides coverage for expenses incurred if you are victim of a cyber-attack and cyber extortion.
Enhanced water damage package
Water is the main threat to your home. Enhanced water damage package protects you if water enters your home: sewer back-up, water and sewer lines and overland water.
Lifestyle advantage
The choice is yours. With no obligation to rebuild, you have the freedom to change your lifestyle. You could rebuild or downsize and keep any leftover money.
Claims advantage
Benefit from a claims-free rating protection for your first loss and a deductible waiver up to $1,000 on your first eligible loss.
my Extras®
Enjoy additional coverage to protect your passions and valuable assets such as your garden, jewellery, bicycles, watercraft, securities and rental sports equipment. We protect what matters most to you!
Complementary liability umbrella insurance
Personal liability umbrella coverage will protect your assets against certain lawsuits and cover your legal expenses and loss of income while preparing your legal defence.
Discover more coverage
FAQ
House insurance covers your dwelling building, additional buildings, personal property, loss of use, and personal liability. We offer tailored home insurance to fit your needs. You can refer to the section above to see what’s typically covered, and don’t hesitate to talk to a broker about your specific needs.
You can save through a variety of ways:
- Bundling your home and auto insurance policies could help you save on your auto and home insurance premium
- Implementing preventative measures such as an alarm system, mainline backwater valves, water sensors, alarm sump pumps and tankless water heaters
- Asking your broker whether you are entitled to any discounts
You can submit an insurance claim online 24/7 using the Intact Insurance app by filling out the necessary information in a quick and easy form. You’ll be guided step by step through your home claim submission process. You can also submit a claim by calling 1-866-464-2424.
You can get an insurance quote through your local insurance broker. Find a broker to get a house insurance quote today.
Yes, it is possible to get more personal liability coverage with personal umbrella coverage. Personal umbrella coverage will protect your assets against certain lawsuits and cover your legal expenses and loss of income while preparing your legal defence. This protection is recommended if you are a volunteer active in your community, a director of a non-profit organization, an owner of a recreation property (like a cottage), rental property, boat or snowmobile, etc. Talk to a broker about topping up your existing coverage with a personal umbrella policy for additional protections.
It depends on your home insurance policy and other factors: the reasons why the fence was broken and if it is covered by an insured peril in your policy. If it is covered, outside structures can be claimed on your house insurance policy. You can submit a claim online using our online services, or by calling 1-866-464-2424. If you are unsure about your insurance coverage, call your broker.
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Get a homeowner’s insurance quote
Your house is your home. Find the right coverage your needs by contacting a broker and asking for a quote. Getting a house insurance quote is the first step to protecting your most important asset.