Collision or upset coverage protects your vehicle from damages caused by impact with another vehicle or an object such as a guardrail, or if your car flips over.
Comprehensive coverage protects your vehicle from losses other than collision or upset, such as fire, theft, vandalism, hail, flood, and more.
All perils coverage combines the protections of Collision or upset and Comprehensive. It also protects your vehicle in the event of theft by an employee who drives or uses, services or repairs the insured vehicle.
Specific risks coverage protects your vehicle from damages caused event specifically covered by your policy, such as lightening, an explosion or earthquake.
If you’ve been injured in an accident, accident benefits can financially assist you while you’re recovering, regardless of fault.