Coverage
If you own a home-based business, you do not get personal liability or commercial property coverage under your standard home insurance policy for your business. Whether you’re a freelancer, run an online shop or have client consultations at home, by adding home-based business insurance to your existing home policy, you can have the right protections for your business.
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FAQ
It’s simple! Home-based business insurance can be added to your home insurance policy. If you’re not already an Intact Insurance customer, the first step is to get a home insurance quote for your principal dwelling online, by phone or through your broker. Then, make sure you specify that you are also looking to have additional coverage for your home-based business, so that you add this additional coverage to the property’s policy if eligible. Don’t hesitate to reach out to your broker to discuss your home-based business insurance needs.
Home-based business insurance, also known as home business insurance, protects the business that you operate from your property. It provides coverage for office furniture, business equipment, merchandise both on and off-premises, and business interruption coverage. It also includes personal liability insurance, which protects you if you are held liable for damages caused by your business activities.
Home-based business insurance covers the property of your business, business interruption, and liability insurance. For more details about your coverage, refer to your broker or to your insurance policy documents.
We offer coverage for a wide range of home businesses. Whether you’re a graphic designer, music teacher, copywriter, have an online store, architect, notary, accountant, travel planner, consultant, tailor, etc., we could have the right coverage for you and your home business. Please note that the list of eligible home businesses can change at any time. Reach out to your insurance broker to know if your professional activities are eligible.
You should get home business insurance as your home insurance does not cover damages caused by your business operated from home. It leaves your business (and your home!) exposed to a lot of risks. With a home-based business insurance policy, you’ll get peace of mind knowing that your business and your home are covered.
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Protect your home-based business with the right coverage for your needs by contacting a broker. Getting a quote is the first step to protecting the business you operate from home.