Coverage
Get the right insurance for your motorhome. When you’re headed out on the roads to your destination, you can have peace of mind knowing that you have the right insurance coverage.
If you own a fifth wheel trailer, a travel trailer, a tent trailer, a camper unit or a utility trailer, Liability, Accident Benefits and Direct Compensation are extended from the towing vehicle. In order to benefit from these coverages on your Intact policy, the towing vehicle must be insured with Intact Insurance as well.
Programs and add-ons
If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your broker and get a quote.2
my Motorhome package
Get even more coverage for your motorhome with replacement cost coverage, guaranteed replacement cost, coverage for emergency road service and emergency vacation expense, coverage for loss of use, and much more.1
Discover more coverage
FAQ
The types of RVs that are eligible for RV insurance includes motorhomes, vacation trailers, fifth-wheels, tent-trailers, campers, and travel trailers. If you have questions about your recreational vehicle, reach out to an insurance broker.
To insure your recreational vehicle (RV), you need a specific insurance policy for this type of vehicle. In fact, campers, motorhomes, fifth-wheels, trailers, etc. require specific coverage to be well protected. Typically, an RV insurance policy would provide coverage for damages to the vehicle, to your belongings inside the vehicle as well as your third party liability as basic protections.
An RV insurance policy does, in general, tend to be cheaper than an auto insurance policy even if an RV may be larger and have all the comforts of a house. In fact, there is often less risk involved, since RVs are rarely one’s daily drive. In fact, an RV insurance premium is based on a variety of factors. These include:
- The RV make model and year
- The insurance history and driving history
- The actual cash value vs guaranteed replacement cost
- If the policy includes additional coverage and increased limits
- The amount of the deductibles
- If any discounts are applied to the RV insurance premium
Reach out to your insurance broker today to learn more about RV insurance coverage that suits the needs of your recreational vehicle.
You should get RV Insurance to protect your RV and its contents from theft, damage, and other potential risks. It also offers third party liability coverage in the case you injure or damage a third party’s property. Make sure to reach out to an insurance broker to get your RV insurance policy today.
In Canada, most RV owners utilize their RV over the summer. When comes the fall, RVs are often stored until the return of warmer days. When you do store your RV, let your insurance broker know.
If you head down south to Florida or Mexico with your RV, ask your broker about the best RV insurance policy for your extended trip over the winter. Depending on the duration of your stay, you may need extended coverage for you RV as a snowbird.
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When on the road, your RV is your abode. Get an RV insurance quote now and find the right RV coverage for your vehicle. Getting a quote for RV insurance is the first step in protecting your vehicle before hitting the roads.