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IMPORTANT: Our phone system is temporarily not available, but we are fully operational. We are working to restore access and apologize for the inconvenience. To start a claim, or access your insurance documents, please visit your Client Centre or use our app.

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Vehicle insurance

With us, you stay in the driver’s seat. Get vehicle insurance coverage and protections that fit your lifestyle.

Get the right vehicle insurance coverage for ups, downs, and tricky left turns.
  • One-stop shop
    It’s simple. If you own a vehicle, we have insurance for it. Cars, motorcycles all-terrain vehicles "ATVs", snowmobiles, boats and recreational vehicles "RV’s": getting your insurance coverage from us makes it efficient and simple.
  • Save up to 25% on your car insurance premium
    You can save up to 25% on your car insurance by driving safely. my Drive™ rewards you for your safe driving habits and provides personalized tips to improve your driving.1
  • The right coverage for your vehicle
    No matter if you’re looking for insurance coverage for your car, RV insurance, motorcycle insurance, snowmobile insurance or ATV insurance, be assured that you’ll get the right protection for your needs.
  • Excellent claims experience 
    Insurance isn't about things. It's about people. You can count on our claims team 24/7 to help you through filing a claim if ever you need to. We’ve got your back.

Intact Insurance is the most trusted Auto and Home insurance brand in Canada.2

It is the choice of 1 in 4 Canadians and small and medium-sized businesses.

THE PERFECT MATCH BETWEEN YOUR HOME AND AUTO INSURANCE

Bundle and save!

Combine your home insurance and auto insurance and take advantage of the exclusive benefits. Save up to 18%on your home insurance policy and get up to 10%3 off your car insurance premium.

FAQ

If you combine your house insurance and automobile insurance policies, you get more for your money. If you own multiple vehicles, it can also help you save! Ask your broker about bundling your home and car insurance policies together.

We provide insurance policies for cars, motorcycles, RVs (motorhomes, campers, camping trailers, etc.), snowmobiles, ATVs and boats. If you have specific needs, don’t hesitate to reach out to your broker. We might just have the solution for you!

Full car insurance coverage often refers to an All Perils coverage. An All Perils policy combines Comprehensive coverage andCollision or Upset coverage. Comprehensive coverage covers the expenses to fix the damage to your vehicle from unpredictable circumstances such as fire, theft, vandalism, or natural disasters while Collision or Upset coverage covers repairs to your car following damages done to your car in case of an insured event. If you have any questions about the types of coverages for your vehicle, don’t hesitate to contact your broker to learn more about the car insurance coverage that is right for you.

Submitting an auto insurance claim has never been easier! Follow these easy steps. 

  1. On your smartphone, launch the Intact Insurance App. Tap "Claims" on the main page, then "Submit a car claim." 
  2. Choose the vehicle involved in the event and assess which parts of your vehicle have been damaged. 
  3. Next, you'll next be given a series of questions to provide the details of the accident, such as who the driver was, where and when the accident occurred, who may have been injured, what was damaged, and so on. 
  4. You may submit up to 20 documents using the Intact Insurance App (photos, police reports, counterparty details, etc.) These will be included to your claim for consideration. You may also utilize the guided picture module to take 10 images of your vehicle's damage. These photographs will be used to estimate the damage. 
  5. If you have finished entering all the required information, tap "Submit." Your claim has now been submitted, and you will be able to access it to view its status or to add files on the Intact Insurance App or Client Centre.

If you did not provide photographs or relevant documentation when you initially submitted your claim, you can return later, retrieve your claim and to add information using the assisted photo module. Once your claim has been created in the app or the Client Centre, you may submit additional documentation or photos.

Car insurance costs vary based on your vehicle type, your location, your driving history, how many kilometers you drive daily, and many more factors. To know how much your car insurance policy will cost with Intact Insurance, get a quote today or ask your broker to learn more about car insurance premiums.

Didn’t find what you were looking for?

Access your insurance anytime, anywhere

Your insurance when you need it the most.

Download the Intact Insurance app to access your digital proof of insurance, submit and track a claim, view your insurance documents and more.

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Talk to a broker 

Finding the right vehicle insurance that fits your needs on your own can be difficult. Chat with one of the 2,000 insurance brokersthat we work with to get advice and learn more about our different coverages. Call an insurance broker to get an insurance quote for your vehicle and protections suited to your needs.

Get an insurance quote for your vehicle

Whether for your car, motorcycle, your RV or your off-road vehicles, having the right coverage means more peace of mind. Get the best coverage for your needs by contacting a broker or getting a car insurance quote online. Getting an insurance quote is the first step to getting the right protections for your lifestyle.